CareCredit

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✓ Reviewed by Dr. Sarah Chen, PhD · Licensed Psychologist ✓ Sources: APA, NAMI, SAMHSA, NIMH ✓ Updated 2025–2026

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Therapy Financing Options: Payment Plans, HSA/FSA, CareCredit, and Income-Based Programs

Can't pay for therapy upfront? Payment plans, HSA/FSA funds, CareCredit, and income-based programs can make therapy accessible. Here's how each option works and what it costs.

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